Health insurance grace periods allow you to pay premiums after the renewal deadline. Buy health insurance coverage with the most extended grace period to renew it beyond the deadline. Grace Period? You get a grace period if you miss your health insurance premium renewal deadline. Your mediclaim policy may be cancelled or penalised if you wait to pay in time. Most health insurance plans have a grace period. How Does Health Insurance Grace Period Work? The grace period allows you to pay your health insurance premium if you cannot pay due to unforeseen circumstances. The grace period varies by insurance company and mediclaim coverage. Insurance companies A and B may have different grace periods. Even identical. Thus, you must contact your insurance carrier or read your contract to determ

A Demat account, short for a Dematerialization account, is an electronic account that holds an individual's shares and securities in a dematerialized form. In simpler terms, it is a way to hold stocks, bonds, and other securities in an electronic format instead of traditional physical certificates. The Securities and Exchange Board of India (SEBI) made it mandatory to hold a Demat account for certain transactions in 1996, and since then, it has become an essential tool for trading in the Indian stock market with the help of stock trading. There are several situations where it is compulsory to have a Demat account, and they are as follows: Trading in shares: If you wish to trade in shares listed on the Indian stock exchanges like the National Stock Exchange (NSE) or the Bombay Stock

Options trading offers a unique opportunity for the savvy investor looking to diversify their portfolio, reduce risk and increase potential returns. An option is a contract that gives its owner the option, but not the constraint, to buy or resell an asset at a predetermined price within a given period. Understanding how options work can be tricky for novice investors as there are many options with varying strategies and potential techniques. This article will provide an overview of the principles of options trading for novice investors so readers can gain insight into this investment tool. What is an option? An option is a financial derivative that grants its holder the ability, but not the constraint, to buy or resell an underlying asset at a determined price within a specific time.

Investing in mutual funds is one of the most popular ways to grow wealth and generate income over the long term. With the availability of a wide range of mutual funds, it has become accessible to every type of investor, from beginners to seasoned professionals. While mutual funds offer numerous benefits, it is essential to choose the right type of mutual fund for your investment goals. The two most popular choices available are regular and direct mutual funds. This article delves deeper into the workings of regular and direct mutual funds and explores which option is better suited for you. What are direct mutual funds? Direct mutual funds are those that are bought and sold directly from the fund provider, with no participation from third-party intermediaries such as brokers or financia

In Shared Hosting, multiple websites share a single physical server and its resources to go online. And as several websites are hosted on one server, there are limitations on the total amount of resources such as bandwidth that a single website can use. But they usually come for an economical price. Most smaller websites and small businesses are able to work with such limitations as their website needs and traffic are limited. Even WordPress Hosting server is available as a Shared Hosting service. A few tips to decide if Shared Hosting is right for your business are: Determine your budget A lot of times, the foremost thing to consider is your business budget and affordability. Usually, the cost of Shared Hosting Services fits most businesses’ budgets as it is far less ex

Even before the pandemic changed the professional landscape, remote work was an increasingly common part of the business world. Technological advancements made it possible for employees to stay connected and contribute remotely, and a growing number of employers recognized the value of offering employees more flexibility and, ultimately, a better work/life balance to expand their candidate pools and keep their employees productive and engaged. Kitchen tables transformed into makeshift workspaces and in-person meetings gave way to tele- and video-conferencing. Similarly, finding a job has taken on a virtual component. If you’re one of the millions of people who are searching for a new opportunity right now, you have probably noticed the process is decidedly different from the last time you

 When readying your business for potential investors, it can feel daunting. However, one aspect that should not be overlooked is your company’s intellectual property, or IP. Experts estimate IP at more than 80% of a company’s total values, making it a vital financial and legal asset. Safeguarding it correctly and thoroughly is essential from the very start. It’s similar to a company’s branding or logo, IP should be insured and protected. So, what do curious investors need to know when you’re pitching? Look over the accompanying resource below for tips and tricks to remember for your next meeting with investors.  Infographic provided by Bold Patents, experts on patent infringement